A past filing of bankruptcy does not mean you can’t buy Thomasville real estate. Your real estate agent may be able to help you get a mortgage or find other ways to buy a home, if you do get turned down for a traditional mortgage.
Before you meet with your Thomasville real estate agent, here are a few ways to prepare:
♦ Have a copy of your current bank statement
♦ Have written proof of your monthly income
♦ Make a list of all your current monthly bills
♦ Collect all your recent credit card statements
♦ Have a copy of your bankruptcy agreement
Put all this info in a file folder and take it to your meeting. Your Thomasville real estate agent will appreciate you doing your homework!
If you have straightened out your credit since the bankruptcy, you are in a much better position to get a mortgage. Hopefully, you are currently paying all your monthly bills on time and rebuilding your credit rating.
The bigger your down payment, the easier it will be to get a mortgage. So, where can you get money for a down payment?
♦ Have you been having money taken out of your checks and put into a savings?
♦ Do you have any money market accounts?
♦ Do you have money invested in mutual funds?
♦ Do you have certificates of deposit about to come due?
♦ Will you be receiving a bonus from your employer?
♦ How about a friend or relative who would loan you the down payment?
Hopefully, you are now ready to go shopping for your new home. To get started, give First Thomasville Realty a call today at 229-226-6515 or email us at info@FTRealty.com .
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Even though it may sometimes seem like it, home building and design trends are not conjured up using a crystal ball. They are the result of surveys, observations, lifestyles, socioeconomic issues, entertainment, technology, and most importantly, the needs and desires of buyers.
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Oh, the dreaded/happy DOM question. 
Some people who are supposedly